Frequently Asked Questions: 
Medicare Advantage Changes

Background information:

St. Charles Health System has been providing health care in Central Oregon for more than 100 years. As we look to stabilize our core health care services and ensure our ability to continue providing quality care for the next 100 years, we are reevaluating our participation in all Medicare Advantage plans.

Open enrollment for Medicare is Oct. 15 to Dec. 7 and we want to provide information to seniors and other residents to help make informed decisions. 

What is the difference between traditional Medicare and Medicare Advantage?

Original or traditional Medicare is health care operated and funded by the federal government. Medicare Advantage plans are operated by private insurance companies.

What insurance plans does St. Charles currently accept? 

St. Charles accepts traditional Medicare. 

Visit our Insurance Information page for more information about plans accepted in 2024 and changes for 2025.

If you wish to explore your insurance options, we suggest contacting:

  • Oregon Senior Health Insurance Benefits Assistance (SHIBA) at 800-722-4134, option 2,

  • 800-MEDICARE (800-633-4227),

  • Council on Aging of Central Oregon at 541-678-5483,

  • or an insurance broker of your choosing.

What is the deadline to make a change?

Changes should be made during the annual benefits open enrollment period, which is Oct. 15 – Dec. 7.